1. Sponsor: The contest is separate from the Sweepstakes and is presented in conjunction with various product offers sponsored by The Reader’s Digest Association (Canada) ULC (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with product offers co-sponsored by RD and other organizations.

2. Eligibility: It is open to individuals (legal residents of participating countries) who, at the time of entry, have reached the age of majority according to the law of the country or province in which they reside and, who are saying "YES" to an offer of a Reader's Digest product and complete the Contest Entry Form, which will shortly be mailed to all “Yes” respondents. The following are excluded from entering: employees of Reader’s Digest, their immediate family, or persons working for any company involved in any phase of contest administration and persons with whom they are domiciled. Contest is void where prohibited. Entries for all prizes must comply with the deadlines and conditions stated in the accompanying material.

3. How to Participate: Entrants must prove their skill by following instructions that will be on the Entry Form, and by completing the essay. All entries must be received by the Entry Close Date stated on the Entry Form. The winner of the Special Prize will be determined solely on the basis of the accuracy of his/her answer and, if necessary, the literary merit of his/her essay. All and each entry will be carefully reviewed, with the essay judged by a writer/editor whose decision will be final. Mode of entry into the Contest, as well as visual presentation, nature of prizes and treatment of the Special Contest Prize may vary during the Contest campaign.

4 Prizes and Important Dates: For the Fantastic, Windfall and Win Big Special Contests, a $50,000.00 (Cad) prize or cash each will be awarded. In all cases when offered, a bonus of up to $10,000.00 (Cad) will be awarded on top of the basic contest prize. To receive such a bonus, conditions as specified in the promotional material must be met. The winner will be informed in writing after one of the following Winner Selection Dates: April 23, 2010, October 29, 2010 and April 22, 2011 , to arrange prize delivery. If unclaimed, the participant that sent the next best essay will be awarded this prize. Except for specific Contest entry requirements stated above, entrance exclusions and prize procedures are in accordance with Sweepstakes regulations.

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